SAVINGS: 
                 Honeywell Federal Credit Union offers a variety of  
                    savings accounts designed to meet your individual
                    needs.  Our competitive dividend rates are announced
                    on your monthly and quarterly statements and this 
                    site.  Contact our member service staff with questions. 
   
        SHARE SAVINGS:     
                The primary savings account at your Credit Union.
                   Interest is computed daily from day of deposit to 
                   day of withdrawal.  Dividends are computed daily  
                   and compounded monthly. All deposits accounts are
                    insured to $250,000 by the National Credit Union 
                   Administration, an agency of the federal government.
                   A minimum balance of $50.00 is required to receive 
                   credit union services.
                   3-Tier Savings:
                   Minimum - $999.00 
                   $1,000 - $19,999.00  
                   $20,000 plus 
        HOLIDAY CLUB:     
                Start saving any time of the year for that special
                   season.  Your holiday money is available the first 
                   week of October. 
  
        VACATION CLUB:     
                Start saving any time of the year for that special
                   season.  Your travel money is available the first 
                   week of June. 
   
        SHARE DRAFT ACCOUNT:     
                Our Share Draft Account also known as checking
                   is not the same as a regular checking account -- 
                   IT IS BETTER! We are sure that our share draft  
                   account is the one that you will want to use. 
           
  • No minimum balance
  • Daily interest is posted monthly
  • Monthly statements are mailed.  There are no cancelled checks. 
  • Duplicate checks are in the checkbook.
  • Funded by Payroll deduction, cash receipt, or direct deposit.
  • Cost for 120 checks starts at $24.85 (includes shipping and handling) per box.
  • Overdraft protection consists of 6 transfers from the share account each month.
  • $5.00 fee for any check posted manually (e.g. after the 6 automatic transfers)
  • $20.00 fee per check returned for non-sufficient funds
  • $5.00 fee for stop payments
  • $2.00 fee per copy of a cancelled check
  • Checks presented against NSF on 3 occasions, the account will be closed.
  •  $10.00 fee per item for any checks deposited into an account that are returned for NSF  

       * NSF - Non-sufficient Funds